Safe Online Shopping: 10 Tips to Avoid Getting Burned

You have to buy gifts for the holidays and you have to purchase them quickly. You can possibly brave the madness of store shopping at your neighborhood mall or kick back at home and buy all your gifts online. Doing all your holiday shopping online can be quite a great way to save time while you find the appropriate gifts at the very best price. You’ll skip the parking lot wars, avoid getting the flu from your fellow buyers, and stay out of pick-pockets’ crosshairs. But though it could be easy and convenient to shop in your pajamas, you nevertheless still need to take precautions to make certain your electronic ‘purse strings’ are safe and sound. Here are some simple strategies for safe online shopping:
Secure your computer. Ensure that your home computer has updated security software installed, and run regular technique check to keep hackers’ keylogging viruses away.
ONLY shop from your home. Don’t do your web shopping from the neighborhood caf�, the airport or other public places. These open systems are easier targets for identification thieves to hack into your computer. Only shop from your own secured home network.
Click carefully. Your favorite store just sent you an excellent discount! But wait! Before you select email links, be certain of where they lead. Rip-off emails can look similar to the real ones from your own favorite stores, with hyperlinks that appear to take one to legitimate sites. But hover over the link and you may see a different web address – this may be a fake site, made to gather your credit card info for fraud. Your safest bet would be to manually navigate to your favorite retailer’s website.
Know thy merchant. Among best elements of online shopping is quickly comparing prices to find a great deal. You may find the gift you need for half the price – but make sure the merchant is trustworthy and trustworthy. If you haven’t done company with a merchant before, search for online reviews. Using aggregators like Amazon.com and Yahoo Browsing is another good way to ensure your merchant doesn’t have you for a fraudulent sleigh ride.
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Lock down your site. Once you visit a retailer’s website, look for “https” at the start of the URL. This “s” – plus a small gold lock in the lower-right corner of your browser – indicates an extra level of security for your online shopping.
Log out. Always logout safely when leaving a website.
Check if your payment facts are stored. Some online shopping sites ask if you want to store your payment facts for future purchases. It certainly is handy to have your information stored, especially if you use that site often. But, look out for this on lesser-known websites.
Compare ‘real’ prices. Be sure to know how much you will end up charged for shipping, and if there are any taxes or fees which will be added to your web purchase. These ‘extras’ can add up quickly, so make sure to include them when comparison shopping. Many retailers offer free transport around the holidays, and others allow free in-store pick-up of your online purchases – easy ways to add extra cost savings to your holiday shopping.
Know the Return Policy. Browse the merchant’s return policy prior to making your purchase. Among the downsides of online shopping may be the inability to ‘try it on’ or start to see the item before purchasing, so ensure that your merchant offers you an easy way to return/refund your purchase if it’s not what you expected.

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